Anyone who has an insurable interest in an aircraft can buy a policy. An insurable interest means that you can demonstrate that you could suffer a loss, usually financial, in the event that the aircraft is lost or damaged.

Normally it is the owners of an aircraft who arrange cover as they have a clear insurable interest, whether they be an individual, a group or a flying school. However a non owner with an insurable interest can purchase a policy so long as the details of the owner are recorded in the policy.